Last updated: October 19, 2026

We want to be straight with you about money, because that’s how this business should be run.

No promise of income

Damage To Dollars does not promise or guarantee that you will earn any money, land any job or reach any income level by using our training, templates, coaching or community. Many people who buy training programs earn little or nothing.

About the numbers you see

  • Checks and job values shown on our site come from James Rice-Peña’s own restoration company, FL Cleanup, which has operated since 2016 with an experienced crew. They are not results from students.
  • Math examples, such as “two jobs a month at $5,000 each,” are illustrations to explain how the business works, not predictions of what you will make.
  • Stories from people James has mentored are their individual experiences and are not typical.

What your results depend on

Your results depend on your own effort and consistency, your local market and competition, your experience and skills, the money you have to start, your relationships with referral partners, licensing and insurance rules in your state, and many other things we don’t control.

Not professional advice

Our content is education, not legal, tax, insurance or financial advice. Check your state’s licensing and insurance requirements before taking on work, and talk to licensed professionals about your business.

By using our site or programs, you agree that Damage To Dollars is not responsible for your business decisions or results. See our Terms of Service for full details. Questions? Email info@damagetodollars.us.